Bank Kya Karte Hain
Class 7 Social Science · Chapter 20: Bank aur Vitt ka Jaadoo · NCERT Exploring Society: India and Beyond section 20.1
Seekho
Sadak aur rail bhautik dhaancha; vittiya dhaancha bankon, bhugtaan pranaali, share bazaar aur doosri sansthaaon ka jaal jo logon, vyaapaar aur sarkaar ko paisa chalaane aur sambhaalne mein madad karta. Neel ki bua har maheene ₹3,000 bachaati par almaari mein nakad rakhne se chintit, to wo bank mein jama karti. Udhar Meher ki maa ko baans-shilp vyaapaar badhaane ke liye paisa chahiye; dost thoda hi de sakte, to wo bank se karz leti. Bank dono ko jodta: bachat karne waalon ki jama leta aur udhaar lene waalon ko deta.
Bank use karne ke liye khaata kholte. Bachat khaata niyamit bachat karne waale vyaktiyon ke liye; isme byaaj milta aur seemit nikaasi. Chaalu khaata kai bhugtaan wale vyaapaar ke liye; byaaj nahi par len-den ki seema nahi. Saavadhi jama paisa tay samay, jaise 3 ya 5 saal, oonchi byaaj dar par band karti. Passbook har credit (aaya paisa) aur debit (gaya paisa) darj karti.
Explore: kaunsa khaata?
- Har zaroorat sort karo.
Yaad rakho
- Vittiya dhaancha logon, vyaapaar aur sarkaar ke beech paisa chalaata.
- Bank bachat, chaalu aur saavadhi jama khaaton mein jama rakhte aur udhaar dete.
Quick check
Saavadhi jama bachat khaate se zyaada byaaj kyun deti?
- bank paisa tay, lambe samay tak use kar sakta
- koi niyam nahi
- bank mein nahi rehta
- byaaj nahi milta
Answer
bank paisa tay, lambe samay tak use kar sakta. Tika paisa bank ko lambe karz ki yojana banaane deta.
Socho
Kya bachat karne waale aur udhaar lene waale bina bank ek-doosre ko de sakte? Kya galat ho sakta?
Ek answer
Wo ek-doosre ko dhoondh nahi paate, karzdaar lautaayega ya nahi parakh nahi paate, aur bachat waala sab kho sakta; bank jokhim baant-te, karzdaar jaanchte aur paisa surakshit rakhte.
Practice
Teen levels (easy, medium, hard) ke naye sawaalon se practice karo, kuch hands-on, hints aur hal ke saath. Topic poora karne ke liye pichhle 5 mein se 4 sahi karo.