Sabke liye Banking aur Anya Sansthaayein

Class 7 Social Science · Chapter 20: Bank aur Vitt ka Jaadoo · NCERT Exploring Society: India and Beyond section 20.3

Seekho

2014 se pehle sirf lagbhag 15 crore Bharatiyon ke bank khaate the. Pradhan Mantri Jan Dhan Yojana (2014) ne sabko bina nyuntam raashi ya shulk khaata kholne diya, aur tab se 50 crore se zyaada khaate khule, zyaadatar mahilaaon ke. Kisaan kaam badhaane udhaar lete, mazdoori aur chhaatravritti seedhe khaate mein, aur beech ke bichauliye kam. Daakghar National Savings Certificate, Kisan Vikas Patra aur Sukanya Samriddhi jaisi bachat yojanaayein dete, door ke gaon tak. NABARD graameen vikaas, kheti aur gaon udyog ko dhan deta, aur doosri sansthaayein udyog ko.

Bhaarateeya Rizarv Bank (RBI), 1935 mein bana aur 1949 se Bharat ka kendreeya bank, sab bankon ki nigraani karta. Ye bankon ka bank, unke khaate rakhta aur unhe aur sarkaar ko udhaar deta; mudra chhaapta aur jaari karta aur maanak byaaj dar tay karta. Iske Dilli daftar par Kuber ke khazaane ke rakshak yaksh-yakshini ki moortiyaan. Bharat mein banking puraani bhi: mandir kaarigaron, vyaapaariyon aur sthaaniya sarkaar ko udhaar dete, anubandh taambe ki pattiyon par, jaise Tamil Nadu ke Kodumbalur ka 13vi sadi ka abhilekh darj karta.

Explore: kaun kya karta?

1. Har bhoomika sort karo.

Yaad rakho

• Jan Dhan Yojana crore logon, zyaadatar mahilaaon, ko banking mein laayi; daakghar aur NABARD pahunch badhaate.
• RBI Bharat ka kendreeya bank: bankon ka niyaman, mudra jaari aur byaaj dar tay karta.

Quick check

RBI ko "bankon ka bank" kyun kehte?

1. ye bankon ke khaate rakhta, unhe udhaar deta aur niyantrit karta
2. har naagrik ka khaata kholta
3. share bazaar chalaata
4. sabse puraana mandir bank

Socho

Kya sabke liye bank khaata zaroori hona chahiye? Kyun ya kyun nahi?

Practice

Teen levels (easy, medium, hard) ke naye sawaalon se practice karo, kuch hands-on, hints aur hal ke saath. Topic poora karne ke liye pichhle 5 mein se 4 sahi karo.