Bhugtaan ke Tareeke aur Pranaali

Class 7 Social Science · Chapter 20: Bank aur Vitt ka Jaadoo · NCERT Exploring Society: India and Beyond section 20.4

Seekho

Paisa khaate se kai tarah nikalta. Bank mein nikaasi parchi bharo, ya ATM par debit card use karo, 24×7 chhota bank: card daalo, raashi likho, PIN (vyaktigat pehchaan sankhya) daalo aur nakad lo. Cheque hastaakshrit kaagaz jo bank ko kisi ko bhugtaan ka aadesh deta; isme taareekh, paane waale ka naam, shabdon aur ankon mein raashi, khaata number aur MICR code, par bank jaana padta aur samay lagta. Debit card dukaanon ki POS (bikri bindu) machine mein bhi chalta, aur internet banking se online balance dekhte aur paisa bhejte.

Unified Payments Interface (UPI), 2016 mein NPCI dwaara shuru, ne sab badal diya. Zoya ke papa sabzi waale ka QR code scan karte, raashi aur UPI PIN daalte; unka bank anurodh NPCI ko bhejta, jo PIN jaanchkar seconds mein paisa vikreta ke bank bhejta. UPI kai bhaashaaon mein chalta, COVID-19 mein nakad se bachne par tezi se badha, aur videsh mein apnaaya gaya, Nepal se 2022 mein shuru, phir UAE, France, Sri Lanka, Bhutan aur Mauritius: bhugtaan ki duniya ko Bharat ka tohfa.

Explore: ATM se nakad nikaalo.

1. ATM ke kadam kram mein lagao.

Yaad rakho

• Nakad, nikaasi parchi, ATM, cheque, POS machine aur internet banking paisa chalaate.
• 2016 mein shuru UPI turant phone bhugtaan karaata aur duniya bhar fail raha.

Quick check

NPCI ne 2016 mein kaunsi bhugtaan pranaali shuru ki?

1. UPI
2. the cheque
3. the ATM
4. the passbook

Socho

UPI Bharat mein itni jaldi kyun faila?

Practice

Teen levels (easy, medium, hard) ke naye sawaalon se practice karo, kuch hands-on, hints aur hal ke saath. Topic poora karne ke liye pichhle 5 mein se 4 sahi karo.